Capital Raising
OPEN
Capital C Corporation
Sinagapore based Digital Lender
INDUSTRY
Financial
RAISING
SGD$6M
PRE-MONEY VALUATION
SGD$85M
MINIMUM INVESTMENT
SGD$50,000
Investment Highlights
Company Overview
Products & Services
Transaction Overview
Team
News
Transaction Summary
Capital C Corporation
Raising SGD$6M
Pre IPO Opportunity
Investment Highlights
Empowering Growth
Driving Financial Inclusion
Enchancing Lives of Underserved
Operational Efficiency
Company Overview
Individual Lending
Micro cash loan for individual (blue collar, white collar worker, gig workers)
Business Loans (Capitall)
Business loan for SME
Auto Financing (Capitall Auto)
Auto finance for individual, Vehicle dealers looking for vehicles financing
Buy Now Pay Later (ChopNow)
Allows individuals to buy products now and pay in installments. Approximately 1m underserved individuals
Products & Services
Capital C Corporation “(Cap C)” capitalises on fintech and the best emerging technologies in the market to provide financial services to the under-served in Singapore.
Through its subsidiaries, Capital C provides holistic financial solutions to individuals and businesses. These services include individual loans, business loans, auto financing and Buy Now Pay Later.
By investing in promising businesses and sourcing for potential partners, Capital C also continually sources for opportunities to serve both its investors and customers.
Capital C products have an APR of up to 108%, averaging at around 77% for unsecured products and 15% for secured products.
Capital C has been widely recognised for its achievements
OVERVIEW
Through its digital lending platform, Capital C seeks to provide its users with:
- The convenience of applying loan from the comforts of home;
- 24/7 availability of access to various lending functions;
- Paperless processes;
- Automated Payments options;
- Alternative online payments solutions for online shopping;
- Enhanced transparency; and
- Financial inclusiveness, by extending lending services
South East Asia is home to over 670 million people, of which an estimated 73% of the population is “underbanked”
There is a significant gap in the traditional banking penetration in the region, leaving at least 438 million individuals without any access to bank accounts, credit or debit cards, or access to lines of credit.
With the groundwork it has laid out Capital C is primed to bridge this gap and be spurred on to achieve exponential growth through market capture via its respective multiple product offerings
Using a set proprietary credit scoring rules and algorithms, the Group developed a credit scoring model which is able to accurately gauge the credit worthiness of the underbanked population and provide them with financing solutions.
The precision of these models are positively enhanced over time with the use of AI-powered tools, as more borrowing and repayment data iterates and optimises results.
Celebrating Capital C Corporation’s 11th year milestone anniversary
Transaction Overview
Investment Type Equity Capital Raise
Target Issuance Size SGD$6M to close by 30 November 2023, further rounds will be advised later on.
Valuation SGD$85M (S&P Global)
Investment Exit Listing on Nasdaq by 2024 with an estimated valuation of SGD$250M, on track to be SGD$1.2B by 2027. This will translate into a potential annualised yield of 66% by 2027.
Capital C has been experiencing and will continue to be on a run rate for Revenue growth at 73% CAGR with an annual NPAT target of 10% of Total Revenue.
The equity capital raised will be used to accelerate Capital C’s rapid growth expansion, technology and product development, talent acquisition and to acquire and onboard new merchants
Team
Management
Enter your text here...
General Disclaimer
The content on this site is provided solely for information purposes, is not a recommendation or an offer to buy or sell a security and is not warranted to be correct, complete or accurate. This site is intended for Accredited/Sophisticated/Wholesale investors only. By continuing with an investment, you are self-accrediting that you so qualify. To the extent permitted by law, neither PrimaryMarkets, its affiliates, nor the content providers (such as the issuers of securities who appear on the site) are responsible for any investment decisions, damages or losses resulting from, or related to, the content, data and analyses or their use. The investment opportunities on this site and any statements made about them by their issuers are not vetted or verified by PrimaryMarkets. Investing in securities in private or unlisted companies and Funds is speculative and involves a high degree of risk. The investor must be prepared to withstand a total loss of their investment. We strongly encourage the investor to seek independent financial, professional or investment advice before investing in securities. The presence of an investment opportunities on this site should not be interpreted as an implied endorsement of it by PrimaryMarkets. Some content provided may constitute a summary or extract of another document. Past performance does not necessarily indicate future performance. The content on this site was current as at date of initial publication but may not be current as at the date of your viewing. For a more complete understanding of all the terms and conditions of your use of this site click here.
Want to learn more?
Fill in the expression of interest form below
Newsletter Subscription
Corporate Solutions
About
Solutions
Level 6, 56 Pitt Street, Sydney NSW 2000 Australia
2023 © PrimaryMarkets Pty Ltd.
All Rights Reserved
Corporate Authorised Representative: AFSL 485 946 Level 6, 56 Pitt St Sydney P: +61 2 9993 4475
