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Mint Payments Limited

A True Omnichannel Payments Ecosystem







Investment Highlights

Targeting a growing market share of transaction processsing in the A$11B Australian SME travel agent market
A strategic acquisition of travel merchants saw Mint grow transaction values 60% MoM through 2022
Significant exclusive agreement with Helloworld Travel, and preferred agreements with Travellers Choice, CT Partners, the Express Travel Group, and more.

Company Overview

Market leader of payment solutions to travel industry

Implemented exit opportunities for investors

Strong growth with travel rebound and strategic acquisition of IPG

Profitable & scalable growth with new products launches and markets

Mint is an Australian fintech specialising in a wide range of end-to-end payment solutions allowing businesses to accept payments from their customers and make payments to their suppliers locally and internationally.

Mint Payments believes every transaction a business makes should add value for you and your customers. Whether through products designed specifically for your industry, efficiency improvements to save your business time or tailored pricing for larger merchants.

With a strong focus on the travel industry, Mint Payments offers a seamless omnichannel payments suite helping businesses unlock profits and enjoy more rewarding payments, online, in-store, in-app, and beyond.

Vertically focussed Technology

Mint has built tailored products for markets underserved by generalist merchant technology providers. Mint has developed a strong reputation as a market leader in providing payment solutions to the travel industry.

End-to-End payments solution

Mint is building out a unique payment offering that will create a seamless, end-to-end, payment solution for merchants that provides cost savings and process efficiencies to ensure they get paid faster and benefit from improved working capital. The outcome for Mint is a greater share of wallet and higher customer retention.

Primed for the Travel Recovery

Local SME travel agents process over $11B of the $20B+ in the travel industry (pre-COVID), with Mint processing ~5% of the Australian market (pre-COVID).

Mint is a leader in providing payment solutions to SME travel agents in Australia. COVID-19 significantly impacted travel volumes, however, Mint continued to progress to ensure it is well-positioned to benefit more strongly from travel recovery.

Through acquisitions, Mint is seeing significant improvement in total transaction value (TTV) and revenues post-borders open with MoM growth of over 60% in 2022. Mint processes over 50% more volume than pre-COVID despite the industry still being in recovery.

Mint has significant exclusive arrangements with key industry players including Helloworld Travel, and preferred agreements with Travellers Choice, CT Partners, the Express Travel Group, and more.

Profitable and scalable growth opportunity

Mint is EBITDA positive and generating material growth in gross margin and TTV.

Mint’s cost-cutting measures resulted in a steady increase in EBITDA and accelerated acquisitions including of IPG in September 2021.


Mint continued to grow in FY 2023, with a 66% growth in revenue.

$2.7B Transaction Value

$14.6M Recurring Revenues

177% Revenue growth in core travel vertical

1,732 Merchants

$1.3M Pro forma EBITDA for FY23

103.7M Transactions

Products & Services


Mint EFT

The fast, easy, and secure way to pay or be paid by suppliers using EFT transfers.

With integration with a number of mid-office systems, daily settlement emails, and full visibility over payments you have made or will be receiving.


POS Terminals

Mint’s pioneering mobile EFTPOS device.

Built to go wherever you do, and process payments anywhere you have phone reception.

Unrivalled Rewards

Through Mint’s partnership with Qantas Business Rewards, merchants can earn Qantas Points on their everyday business transactions

Low rates, no hidden fees

Low transaction fees and tailored pricing for larger merchants

Fast settlement & easy reconciliation

Merchants have access to live payments dashboards for easy reconciliation and can access funds that are deposited as soon as the next business day

First Class Security

Mint adheres to the highest security requirements in the payments industry, including PCI DSS, and supports 3-D Secure 2 (3DS2) security standards.


  • Management

  • Directors

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