upgrade company logo

Upgrade

Upgrade
Online & Mobile Banking

Developer of an online and mobile banking experience designed to deliver exceptional value

Upgrade’s banking experience is designed to deliver exceptional value, including affordable loans and cards, and helps customers make good financial decisions so they can build the future they want.

Business Highlights

Upgrade’s founding team pioneered fintech 15 years ago. In 2017 we launched Upgrade to offer our users more value and a better experience than they receive from their traditional bank. In the last five years, over 15 million people have applied for an Upgrade Card or loan through Upgrade, and we have made over $15 billion in affordable and responsible credit available to our customers. Our innovative Upgrade Card combines the flexibility of a credit card with the low cost of an installment loan. Our latest offering, Rewards Checking, gives customers access to no-fee checking accounts with 2% cash back rewards on common everyday spending. Learn more about the team.

PRODUCTS

  • Personal Loans
    • Personal Loans up to $50,000
  • Upgrade Card
    • $200 bonus when opening a Rewards Checking account and make 3 debit card transactions
  • Rewards Checking
    • Cash Back – 2% on common everyday expenses and 1% on everything else
    • No ATM fees, no account fees, no transfer fees
    • Up to 20% lower rate on loans & cards through Upgrade
  • Auto Refinance
    • Lower Monthly Car Payment
  • Credit Health
    • Monitor Your Credit Score For Free

 

Key Investors

Apoletto
BRV
Coatue Management
Credit Ease
CreditEase Fintech Investment Fund
DST Global. Dragoneer Investment Group
FirstMark Capital
G Squared
Gopher Asset Management
Koch Disruptive Technologies
NOAH
Noah Holdings
Old Well Partners
Ribbit
Ribbit Capital
Sands Capital
Sands Capital Ventures
Santander InnoVentures
Silicon Valley Bank
Uncorrelated Ventures
Undisclosed Investors
Union Square Ventures
Uprising
Ventura Capital
Vy Capital

Chip Enabled Contactless Upgrade Card

Quick & Easy Process

Lower Rates on New Loans & Cards

No Fees

Key Information

Unicorns Companies on the PrimaryMarkets Platform:

 

  • USA based Companies with an estimated market capitalisation in excess of US$1B.
  • Trading in these securities entails compliance with USA regimes such as FINRA and SEC as well as possible ROFR (Right Of First Refusal) imposed by many Unicorns.
  • All Traders must be Sophisticated, Professional, Institutional, Accredited Investors.

Videos

Announcements

Credit card start-up Upgrade jumps 83% in valuation

Read more

Upgrade unveils cash back rewards programme

Read more

Team

Jeffrey Bogan

Co-Founder & Chief Financial Officer

Richard Lewis

Chief Risk Officer

Matt Wierman

Co-Founder & Head of Personal Loans

Visar Nimani

Co-Founder & Chief Technology Officer

Adelina Grozdanova

Co-Founder & Head, Investment Group

Renaud Lapanche JD

Co-Founder & Chief Executive Officer

Thomas Curran

Chief Compliance Officer

Soul Htitev

Co-Founder

image

Agripower

Agriculture

image

Alex Bank

Financial Services

image

Animoca Brands

Online Gaming

image

Arbortech

Industrials

image

Ausmincon Holdings Limited

Mining

Consulting

image

Blooms the Chemist

Retail

Pharmacy

image

Cannaponics Limited

Agriculture

Health

image

Cannim

Medical Cannabis

image

ConsenSys

Software

Blockchain

image

Crestone Holdings Limited

Wealth Management

image

Digital Investment Group Limited

Technology

image

Dona Blanca

Pharmaceuticals

Agriculture

    Thank you for your enquiry.
    We will be in touch as soon as possible.

    image

    Agripower

    Agriculture

    image

    Alex Bank

    Financial Services

    image

    Animoca Brands

    Online Gaming

    image

    Arbortech

    Industrials

    image

    Ausmincon Holdings Limited

    Mining

    Consulting

    image

    Blooms the Chemist

    Retail

    Pharmacy

    image

    Cannaponics Limited

    Agriculture

    Health

    image

    Cannim

    Medical Cannabis

    image

    ConsenSys

    Software

    Blockchain

    image

    Crestone Holdings Limited

    Wealth Management

    image

    Digital Investment Group Limited

    Technology

    image

    Dona Blanca

    Pharmaceuticals

    Agriculture